Sutton Bank is a progressive Ohio-based, independent, community bank. Founded in 1878, Sutton Bank has grown into a top-performing community bank, as recognized by the Independent Community Bankers of America.

Payment Professionals

Payments has been a core banking product for Sutton for over half a century. Involvement in the Fintech world began in the late 1990’s and early 2000’s with the Sutton sponsored digital banks: and Sutton was one of the earliest banks in prepaid with the eCelerate GPR program for the multi-level direct sales company, Amway.

Since that time, Sutton has issued hundreds of card programs building strong partnerships with card networks, processors, and program managers. From these origins the bank has transitioned from an issuing organization to a Payments Facilitator. We continually seek out opportunities to utilize the bank’s charter in the following ways:

  1. Provide Access to financial networks (FED and card),
  2. Hold money safely and soundly and,
  3. Move money safely and soundly.

This becomes the fundamental strategy of Sutton Bank. At its core, banking has been a business of responsibility and earning the trust of its customers. The leaders of Sutton Bank feel a responsibility to remain independent and provide products and services that grow out of understanding our customer's needs, both individuals and businesses.

As a Community Bank in Ohio, Community is the key to any expansion and strategy that the Bank pursues. In fact, you could say that Community is the driving force for the Bank. We believe that the Community we operate in is not defined by our branches and physical presence, but rather is defined by our mission and approach to our partners and their clients. This is the foundational premise with which the Bank operates.

Therefore, the Bank has continued to pursue a clear Payments strategy that includes Card Issuing, ACH processing, Acquiring and Lending for our partners in the payment space. We are confident in our staff to evaluate new technology and new solutions in the payment space and are confident in our relationship with our Regulators to offer the proper oversight and controls that allow us to pursue this strategy.