Sutton Payments

Sutton Bank

Sutton Bank is a progressive Ohio based independent, community bank. Founded in 1878, Sutton Bank has grown into a top-performing community bank, as recognized by the Independent Community Bankers of America. Sutton Bank is the core of Sutton payments.

Sutton Bank is a customer-centered organization invested in payments as a core banking product, with strong partnerships in the payments space. One of the earliest banks in prepaid, Sutton offers flexible, custom card programs with unique functionality and responsiveness.

We’re Ready For Your Program:

Scale Through Partners

Together with our partners, we offer your payments program rapid deployment, unparalleled synergies,
innovative solutions and scale for rapid growth.

Strong and stable

Sutton Bank was founded over 140 years ago, with old fashioned work ethic and dedication to serving customers. We were one of the earliest in prepaid and are still going strong.

Top Team in Compliance

While not an exciting topic, it’s essential in today’s much more complex regulatory environment, to get this right. Keeping up with the ever changing rules and regulations coming out of state and federal government is a priority.

Catering to the On Demand Economy

New economic shifts bring new opportunities – requiring new ways to accept, store, and move money. We’re serving some of the top names in this space, and have the resources to create solutions to meet these ever changing needs.

How Our Clients Benefit from Partnering With Us


Fueling Client's Success

No silos to cross, no long process to gather layers of decision makers to address challenges or pursue opportunities. This is a material differentiator vs other banks. Clients say our responsiveness fuels their ability to move more quickly on opportunities and grow faster than with other banks.

Banking at the speed of Silicon Valley

Our on demand world doesn’t wait for traditional banking processes. It doesn’t wait for the months long underwriting cycles. We keep winning new clients’ businesses by matching their speed and passion.

We 'get it'

A prepaid bank since 2002, we were one of the earliest to the game. That said, we’re constantly renewing our programs, processes and systems to keep up with what our clients are requesting. They bring questions and challenges, and we craft solutions based on an ever evolving market and their needs.

Customize Programs

With our strong technology partners, we offer systems that are solutions based, configurable, and scalable. What may take other banks many months to create, we configure in less time and for a better fit to the client’s needs.

Innovative Solutions For Innovative Clients

Our clients are changing the payments landscape. Our unique partner approach ensures the

quick and successful delivery of their products and services.

Here’s a sampling of our innovative solutions. We have good stories to share! Please contact us to learn more.

Meet Our Team

Tony Gorrell


Tony is the CEO as well as a Director of Sutton Bank – an institution over 140 years old, and winning top awards from ICBA. He has over 20 years of financial and operational leadership in community banks and in their US trade associations. Prior to Sutton Bank, Tony spent years with a top banking consulting firm, helping banks in financial planning, analysis and audit. Tony is known for his depth of experience and positive pragmatism. He’s also respected for his focus on innovation and supporting forward thinking clients and partners in developing products and services to drive and lead banking and payments markets to a profitable future.”

Jeff Lewis

SVP, Prepaid Services

With over 20 years of Payment Industry experience, Jeff Lewis, Senior Vice President of Prepaid and Payment Services, another key individual to Sutton Bank with the goal of growing Sutton as a pioneering payments bank. He brings with him a multitude of experience in the Network, processing and program managment disciplines. He’s passionate about delivering innovative bank payment solutions that create value for businesses, consumers and partners alike across a wide spectrum of markets. He has worked at InComm, Discover, FIS and Metavante with a strong background in technology, regulatory and payment processing.

Tim Turmelle

VP, Prepaid Services

In 2002, Tony, Sutton Bank, Jeff, Metavante, and Tim, Crowe Chizek designed one of the first large scale GPR programs, eCelerate, for the Amway Corporation. 15 years later this trio along with other talented teammates under the Sutton Bank banner continue to develop innovative and effective payment solutions for the bank’s partners. Tim is focused on helping these partners succeed and manages relationships with program managers, program owners, processors, and networks.

Jeanne White

BSA/AML Officer

Jeanne White is the BSA/AML officer for Sutton Bank. Ms. White has 24 years of experience in banking and insurance to include BSA/AML oversight, Compliance and Audit, Consumer Complaints, Risk Management, Project Management, Training, and Vendor Management. Her vast experience in BSA/AML was developed during her various roles with Bank of America, Bancorp, Chase and Transamerica. Her experiences throughout the years relating to BSA/AML have inspired her to volunteer at a local Human Trafficking shelter where she is able to see the direct result of the partnership between banks and law enforcement pay off.

 Join us at these industry events

We look forward to meeting you.

October 4, 2018

Money 2020 October 21-24, 2018

SuttonBank is once again a proud sponsor of Money2020. Join us from October 21-24, 2018, Las Vegas, NV. We look forward to meeting you. Sutton Bank: Strong, long-term, and prepaid is a core business. We have been offering prepaid for 15+ years. Sutton is privately held, […]
March 23, 2018

NBPCA – Power of Prepaid – April 9-11, 2018

Ready for a better banking partner? Join Jeff Lewis and Tim Turnelle at the NBPCA’s Power of Prepaid on April 9-11, 2018 in Washington D.C. Contact Tim Tumelle: to setup a meeting and learn about what Sutton Bank can do for your prepaid program. Register for NBPCA’s POWER OF PREPAID
March 23, 2018

ICBA – CAPITAL SUMMIT – April 8-11, 2018

Meet up with fellow community banker Tony Gorrell, CFO of Sutton Bank at the ICBA Capital Summit in Washington, D.C. Contact Tony,

Latest News & Publications

Latest News

Latest Publications

September 7, 2018

Big Data Analytics Drive Big Growth in Prepaid Card Market

By Jeff Lewis Prepaid cards are a hit with consumers, and BFSI Research forecasts the global market for them will reach $3.65 billion by 2022. Accordingly, prepaid card services are an increasingly popular offering for financial institutions, provided they can keep up with the steep data […]
August 13, 2018

Galileo Processing Partners with Sutton Bank

Source:  PR Newswire:  Galileo Processing Partners with Sutton Bank SALT LAKE CITY, Aug. 8, 2018 /PRNewswire/ — Galileo, one of North America’s largest and most innovative payments processors and program managers, known for supporting debit, credit, prepaid, commercial and virtual cards linked to more than 87 million accounts, today announced that Sutton […]
August 9, 2018

Sutton Bank Card Issuing Services

Source:  Nilson Report:  Sutton Bankcard Issuing Services State-chartered Sutton Bank, which operates eight branches in four counties in Ohio, has issued 11 million Visa, Mastercard, and Discover payment card accounts. More than 80% of those accounts are prepaid. Most are the reloadable type. Over the last seven […]

Top 10 Disruptors


Recently through its processor and program manager relationships, Sutton has issued prepaid cards for some of the emerging On-Demand marketplace opportunities. Read more…

Cyber Security for the Small and Medium Businesses


Cybersecurity controls are the steps your business should take to protect its data and the infrastructure supporting it. How do you know which controls to implement? Read more…

Tips in Prepaid


Sutton Bank and its many teams innovatively manage the issues and uniquely handle the challenges facing the prepaid card industry by the adoption of these simple yet effective “Top 10 Prepaid Compliance Best Practices.” Read more…

Appendix to Cyber Security for SMBs


Learn more about several free tools available to assess your overall cyber security readiness. Read more…

Ready for a better banking partner for your payments program?

Contact Sutton Payments today.