Sutton Bank

Sutton Bank is a progressive Ohio based independent, community bank. Founded in 1878, Sutton Bank has grown into a top-performing community bank, as recognized by the Independent Community Bankers of America.

Sutton Bank is a customer centric organization invested in Prepaid as a core banking product, with strong partnerships in the prepaid space. One of the earliest banks in Prepaid, Sutton offers flexible, customizable card programs with unique functionality, and responsiveness.

Scale Through Partners

Through strong partnerships and synergies with our partners, we can both start with early stage solutions AND scale for rapid growth.

Strong and stable

Sutton Bank was founded over 100 years ago, with old fashioned work ethic and dedication to serving customers. We were one of the earliest in prepaid, and are still going strong.

Top Team in Compliance

While not an exciting topic, it’s essential in today’s much more complex regulatory environment, to get this right. Keeping up with the ever changing rules and regulations coming out of state and federal government is essential.

Catering to the On Demand Economy

New economic shifts bring new opportunities – requiring new ways to accept, store, and move money. We’re serving some of the top names in this space, and have the resources to create solutions to meet these ever changing needs.

What Our Clients Say They Like About Us


Fueling Client's Success

No silos to cross, no long process to gather layers of decision makers to address challenges or pursue opportunities. This is a material differentiator vs other banks. Clients say our responsiveness fuels their ability to move more quickly on opportunities and grow faster than with other banks.

Banking at the speed of Silicon Valley

Our on demand world doesn’t wait for traditional banking processes. It doesn’t wait for the months long underwriting cycles. We keep winning new clients’ businesses by matching their speed, and passion.

We 'get it'

A prepaid bank since 2002, we were one of the earliest to the game. That said, we’re constantly renewing our programs, processes and systems to keep up with what our clients are requesting. They bring questions and challenges, and we craft solutions based on an ever evolving market and client needs.

Customize Programs

With our strong technology partners, we offer systems that are solutions based, configurable, and scalable. What may take other banks many months to create, we configure in less time and for a better fit to the client’s needs.

Some Happy Clients

Here’s a sampling of our innovative solutions. We have good stories to share!. Please contact us to learn more.

Meet Our Team

Tony Gorrell


Tony is the EVP & CFO as well as a Director of Sutton Bank – an institution over 135 years old, and winning top awards from ICBA. He has over 20 years of financial and operational leadership in community banks and in their US trade associations. Prior to Sutton Bank, Tony spend years with a top banking consulting firm, helping banks in financial planning, analysis and audit. Tony is known for his depth of experience and positive pragmatism. He’s also respected for his focus on innovation and supporting forward thinking clients and partners in developing products and services to drive and lead banking and payments markets to a profitable future”

Jeff Lewis

SVP of Prepaid and Payment

With over 20 years of Payment industry experience, Jeff Lewis, Senior Vice President of Prepaid and Payment services, another key individual to Sutton Bank with the goal of growing Sutton as a pioneering payments bank. He brings with him a multitude of experience in the Network, processing and program managment disciplines. He’s passionate about delivering innovative bank payment solutions that create value for businesses, consumers and partners alike across a wide spectrum of markets. He has worked at InComm, Discover, FIS and Metavante with a strong background in technology, regulatory and payment processing.

Clint Heyworth


Currently serving as the Chief Compliance Officer and Information Security Officer for Sutton Bank in Attica, Ohio, Clint Heyworth has worked in consumer finance for 14 years. He has served as legal counsel and has actively built and managed in-house compliance departments responsible for BSA/AML compliance, vendor management, regulatory compliance and information security. He regularly presents at national conferences and has published articles on both regulatory and information security compliance, and has presented to both the FDIC and the Federal Reserve.

Tim Turmelle

VP, Prepaid Services Officer

In 2002, Tony, Sutton Bank, Jeff, Metavante, and Tim, Crowe Chizek designed one of the first large scale GPR programs, eCelerate, for the Amway Corporation. 15 years later this trio along with other talented teammates under the Sutton Bank banner continue to develop innovative and effective payment solutions for the bank’s partners. Tim is focused on helping these partners succeed and manages relationships with program managers, program owners, processors, and networks.

Jeanne White

BSA/AML Officer

Jeanne White is the BSA/AML officer for Sutton Bank. Ms. White has 24 years of experience in banking and insurance to include BSA/AML oversight, Compliance and Audit, Consumer Complaints, Risk Management, Project Management, Training, and Vendor Management. Her vast experience in BSA/AML was developed during her various roles with Bank of America, Bancorp, Chase and Transamerica. Her experiences throughout the years relating to BSA/AML have inspired her to volunteer at a local Human Trafficking shelter where she is able to see the direct result of the partnership between banks and law enforcement pay off.


October 4, 2018

Money 2020 October 21-24, 2018

SuttonBank is once again a proud sponsor of Money2020. Join us from October 21-24, 2018, Las Vegas, NV. We look forward to meeting you. Sutton Bank: Strong, long-term, and prepaid is a core business. We have been offering prepaid for 15+ years. Sutton is privately held, […]
March 23, 2018

NBPCA – Power of Prepaid – April 9-11, 2018

Ready for a better banking partner? Join Jeff Lewis and Tim Turnelle at the NBPCA’s Power of Prepaid on April 9-11, 2018 in Washington D.C. Contact Tim Tumelle: tturnelle@suttonbank.com to setup a meeting and learn about what Sutton Bank can do for your prepaid program. Register for NBPCA’s POWER OF PREPAID
March 23, 2018

ICBA – CAPITAL SUMMIT – April 8-11, 2018

Meet up with fellow community banker Tony Gorrell, CFO of Sutton Bank at the ICBA Capital Summit in Washington, D.C. Contact Tony, tgorrell@suttonbank.com

Latest News

September 7, 2018

Big Data Analytics Drive Big Growth in Prepaid Card Market

By Jeff Lewis Prepaid cards are a hit with consumers, and BFSI Research forecasts the global market for them will reach $3.65 billion by 2022. Accordingly, prepaid card services are an increasingly popular offering for financial institutions, provided they can keep up with the steep data […]
August 13, 2018

Galileo Processing Partners with Sutton Bank

Source:  PR Newswire:  Galileo Processing Partners with Sutton Bank SALT LAKE CITY, Aug. 8, 2018 /PRNewswire/ — Galileo, one of North America’s largest and most innovative payments processors and program managers, known for supporting debit, credit, prepaid, commercial and virtual cards linked to more than 87 million accounts, today announced that Sutton […]

Latest Publications

Top 10 Disruptors


Cyber Security for the Small and Medium Businesses


Tips in Prepaid


Appendix to Cyber Security for SMBs


Ready to see what Sutton Prepaid can do for your business?